Yes! Give us a call ASAP and we can verify the status of your vehicle title with your local Department of Motor Vehicles.
For applicants who are concerned about previous bankruptcies, you are still encourged to apply as long as your BK has been discharged and is no longer active.
For applicants who have a pre-existing loan on the vehicle there may still be options. Depending on how much of a title loan you qualify for, we may be able to consolidate & relieve your previous debt on the car.
In the rare case there is a second owner on the title of your vehicle both consumers on the title must apply and sign for an official loan to be approved.
When you apply for alternative financing from Boyer Title Loans we thoroughly evaluate your vehicles model, make, mileage, and condition to determine a final cost for your car title loan. To establish a more clear cost upfront and to get more details, call one of our agents immediately to pre-qualify your vehicle first.
Most title loans from Boyer Title Loans are executed from start to finish on the very same day from prequalification all the way to your direct wire transfer. The sooner you call, the sooner you could get your cash!
Borrowers with less than perfect credit may absolutely still qualify for a car title loan. A title loan is a loan that is primarily based on the equity of your vehicle. It is a secured personal loan where a lien is placed on your vehicle & you forfeit the temporary ownership of your title until the debt has been fully repaid. A credit check will be performed as a standard practice in the car title loan industry but very rarely disqualifies a borrower from obtaining this type of financing.
Yes. All vehicles to be considered for financing from Boyer Title Loans must be free of any previous debt before moving forward. Some states will allow us to assist you in paying off your original loan and/or refinance your current car title loan. Connect with one of our agents today to clarify any questions you have.
Absolutely! Once your first months payment has been made, all borrowers are encouraged to pay the loan back as soon as they are able to avoid unnecessary interest charges. We do not impose a penalty for early repayment. Your reimbursement will be spread out between monthly payments.
We provide our borrowers the right to keep utilizing their vehicle during their reimbursement period of anywhere between 3-24 months. All borrowers must remain current on their monthly payments to avoid any action being taken in regards to repossession.
Boyer Title Loans can not lend against a vehicle that does not have a clear title free of previous debt or the when title is missing, however, our agents may be able to assist those customers who have a debt free vehicle in retrieving one.